The real earning behind every lesson.
Set the jobs, approve the work and pay out, with a savings goal at the end. This is the earning that opens each lesson, and it works for any family on day one.
Stop starting from scratch - choose from over 30 pre-defined chores, ready to assign.
Every family has a version of this: the chore was done, the money was promised, and somehow neither happened cleanly. Morechard closes that loop. Assign, approve, done - with a pocket money balance that updates the moment you tap approve.
Goals give children something to save toward. Payment Bridge means the money moves with two taps, straight from your banking app. No cash hunts, no IOUs.
Everything parents hate about chore time. Gone.
Morechard handles the reminders, the records, and the rates - so you can focus on the reward.
Deadline scheduling and overdue notifications keep every chore on track - without you chasing.
Photo proof and one-tap approval means a child's work is seen and rewarded the moment it happens.
The community-powered Rate Guide benchmarks 30+ common chores so your rates are fair, consistent, and defensible.
Give every pound a destination before it's earned.
Children set savings goals - a name, a target amount, a picture. The Mentor shows them how many chores stand between now and getting there. Parents can boost a goal any time.
- Effort-to-earn calculator
- Parent boosts
Open Monzo. Paste. Done.
When you approve, Morechard hands you the exact amount and opens your banking app. Monzo, Revolut, PayPal - or Smart Copy for traditional bank transfers. No card numbers stored, ever.
- Deep-links to Monzo, Revolut, PayPal
- Smart Copy for bank transfers
- Paid-out timestamp logged
A nudge that knows what just happened.
When a goal reaches halfway, or a job comes back for another go, or a balance sits still for a fortnight, the app says one short thing about it. It names what happened, gives one plain reason it matters, and ends with one thing your child can do today to instil good financial habits.
Every one of our nudge messages is written in advance, in words children understand, and picked from your child's real activity. Nothing is made up on the spot.
- Each one ends with one thing to do
- Orchard (child-friendly metaphors) or No Metaphors (plain), to suit your child
- Repeating nudges come in three wordings, so they don't go stale
The whole loop in one moment.
Chore done. Parent approves. Money moves. No spreadsheet. No argument.
Everything in the earning system.
Every feature included in this pillar - across all plans.
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Add Morechard to your phone in about 20 seconds.
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