Trust and peace of mind

Every penny. Every approval. Permanently on record.

A cryptographically sealed ledger that both households can trust.

Transaction Ledger
All verified
Take out the bins
Approved by Sarah · 12 May 09:41
+£2.00
Verified
a3f9c12b…e847d1
School uniform - M&S
Logged by David · 11 May 14:22
−£34.00
Verified
7b2e91f4…c30a88
Tidy bedroom
Approved by Sarah · 10 May 18:05
+£3.00
Verified
d91c4e7a…1f6b23

The argument isn't about the £15. It's about the doubt. Who approved it, when, from which phone. Morechard removes the doubt by making every approval a permanent, cryptographically signed record that neither parent can alter.

For most families this is quiet background infrastructure - the truth is just always there. For separated households facing a disagreement, it's the document that makes the meeting unnecessary.

The truth engine

Tamper-evident by design. Not by policy.

Every ledger entry is hashed with SHA-256 and chained to the entry before it. Alter one byte - anywhere in the history - and every subsequent hash breaks. There is no admin override, no delete button, no "edit."

  • SHA-256 chain - every entry linked to the previous
  • No deletions - errors require reversal entries
  • server_timestamp + IP logged on every row
Shared Expenses
Export PDF
Illustrative preview - not a live control
School trip - PGL
Education
£85.00
11 May
School uniform - M&S
Clothing Receipt
£34.00
10 May
2 expenses · £119.00 total · 1 receipt attached
For two households

A shared record that belongs to both of you equally.

Each household has private chore lists. Shared expenses - school trips, uniforms, medical - can be logged with receipts attached. Any parent can generate a tamper-evident PDF audit report at any time, with receipts embedded and numbered.

  • Private household chore silos
  • 64 shared expense presets + receipt upload
  • PDF/A export with embedded receipts
  • Approval mode: Amicable or Standard
Safe by default

Face ID on the door. No legal names inside.

Biometric authentication (Face ID / Touch ID) protects every session. Children join with a 6-digit code - no email, no legal name required anywhere in the app. Account deletion is permanent and self-serve.

  • WebAuthn biometrics - Face ID / Touch ID
  • Children identified by nickname only
  • 6-digit family code - no child email
  • Uproot: full account deletion with PII anonymisation

One tap. Tamper-evident PDF.

The full export flow: ledger table, hash chain, change history, receipts.

Everything in Trust & Peace of Mind.

Every feature in this pillar - included from day one.

Ready to start?

Add Morechard to your phone in about 20 seconds.

Download

No commitment · No card required

Get Morechard on your phone

There's no app store step. Morechard installs straight from your browser in about 20 seconds. Tap Continue to open it, then:

  1. Tap the Share button (the square with an arrow) at the bottom of Safari.
  2. Scroll down and tap Add to Home Screen.
  3. Tap Add. Morechard now sits with your other apps.
  1. Tap the three dots at the top right of Chrome.
  2. Tap Install app (or Add to Home screen).
  3. Tap Install. Morechard now sits with your other apps.

Morechard is made for phones and tablets. Open morechard.com on your phone to add it to your home screen, or continue to use it in this browser.

Native iPhone and Android apps are coming soon. If you switch to them later, all your family's data moves across with you.

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